About Us

Stanimir Vassilev graduated in electronic engineering and microelectronics at the Technical University of Sofia, and then in finance at the University of National and World Economy. He has a master's degree in business administration from INSEAD.

Stanimir Vassilev and Nedelcho Spasov are owners and heads of the Management Board of MFG, major shareholders in all companies in the group. Co-founders of Easy Asset Management AD (2005). They are serial entrepreneurs and investors and have been building financial companies and investing in fintech and other startups for the past 16 years. They are guided by the belief that everyone should have access to financial services, as they have access to education or healthcare, and put humanity, innovation and responsibility at the forefront of the group‘s corporate culture.

Nedelcho Spasov has a master's degree in economics and industrial management from the University of National and World Economy and a master's degree in business administration from INSEAD.

Nedelcho Spasov and Stanimir Vassilev are owners and heads of the Management Board of MFG, major shareholders in all companies in the group. Co-founders of Easy Asset Management AD (2005). They are serial entrepreneurs and investors and have been building financial companies and investing in fintech and other startups for the past 16 years. They are guided by the belief that everyone should have access to financial services, as they have access to education or healthcare, and put humanity, innovation and responsibility at the forefront of the group‘s corporate culture.

Antonia Sabeva has been the Chief Executive Officer of MFG since 2017. She started her career in the first of the holding companies - Easy Asset Management, in 2010 as part of the audit team of the company, from where she moved to the technology center to the group. Antonia holds two Master's Degrees - in Accounting and Control and in Finance from the University of National and World Economy.

Peter Damyanov has been the Chief Financial Officer at MFG since 2016. Petar has a long and successful track record as CFO in other major financial companies, including Alpha Bank and MetLife Bulgaria. He holds a Bachelor’s Degree in International Business and Management from Dickinson College, Pennsylvania, USA, and a Master’s Degree in Finance and Statistics from Paderborn University in Germany.

Apostol Mushmov is a member of the Management Board of MFG, Chief Sustainability Officer and before that longtime Director of the Credit Risk and Revenue Optimization Group Division. Apostol Mushmov's career at MFG started as head of the Planning and Analysis Department at Easy Credit in 2009. He holds a Master's Degree in Applied Mathematics from the Technical University of Sofia. He has solid academic experience behind him, incl. at the University of Greenwich in London. He is soon to finish his PhD thesis on business administration at the New Bulgarian University. His professional path intersects with the study and analysis of data and consumer behavior, where he has many years of experience.

Ivelina Kavurska has been part of MFG since 2014. She started working with the group as a lawyer and over the years has held various management positions in the companies Easy Payment Services, iuvo, ACOD. As Director of Strategic Projects and a member of the Management Board of MFG, she is an integral part of the group's most courageous and large-scale initiatives. She holds a master's degree in law from the University of National and World Economy.

Angel Madjirov started his career in Easy Asset Management AD in 2009, passing through various management positions, and in 2014 he became the commercial director of the company. In the summer of 2018 he took over the management of the Home Collected Credits Division abroad. Since October 2018 he is also a member of the Management Board of MFG. Since 2019 he has been the CEO of Easy Asset Management. He has a Master's Degree in Economics from the University of National and World Economy.

Tsvetan Krastev is a co-founder and manager of Access Finance and a member of the Management Board of Management Financial Group (MFG). He holds a Master’s Degree in Economics from the University of National and World Economy, and in Finance from New Bulgarian University. Tsvetan started working at the Group as a credit inspector at Easy Credit in 2007 with the idea of working for several months while studying for a master's degree in defense economics and security at UNWE. He quickly won an internal competition for a new product idea and was granted the chance to implement it. When the idea for the card business appeared, he was the COO of Easy Credit and in 2013 together with a colleague he started to develop Biala Karta (White Card) as a startup - two kids in a 4 sq m office next to a dentist's office.

Dimiter Prodanski is the president of Access Finance Inc. and board member of MFG. He has had a major role in the group’s card business expansion in five foreign markets. He holds a CFA charter and speaks six languages and a Master’s Degree in Business Administration from Sofia University St. Kliment Ohridski. Dimiter is challenging traditional lenders through innovative products.

Filip is the vice-president of Access Finance Inc. and board member of MFG. As one of the founding members of Access Finance Ltd. and Easy Payment Services Ltd., he leads the business development and operations for the Digital & Credit Cards Division of MFG. Filip holds a Master’s Degree in Economics. He is a devoted professional, a big picture thinker still with attention to detail, distinguished for an entrepreneurial mind-set, successful at attaining business goals through in-depth financial analysis and reporting, budget strategy layout, core process design, programme and project management, strategic planning and systems implementation.

Tanya Miteva is part of MFG since 2017. She has over 20 years of professional and leadership background in the HR field. Tanya has gained working experience in multinational companies in different industries such as Experian, Fortuna, METRO Cash & Carry, Ministry of Labor and Social Policy. She is self-confident in setting up HR team with business partnering culture and possesses communication, presentation and negotiation skills and the ability to develop and maintain mutually beneficial internal and external relationships. Tanya enjoys working with people and sees clearly the benefits of the HR work for the organization and the colleagues.

Tanya Miteva holds a Master’s Degree in Economics from the University of National and World Economy.

Kalina Petkova holds the position of Group Marketing Director in MFG since 2020. Kalina is an experienced marketing professional with interests and expertise in strategic planning, client satisfaction, digital marketing and creative. She has managed successful projects in the fields of FMCG, pharmaceutical services, finance, automotive and technologies.  Her career includes managerial positions in Moto-Pfoe and the Bulgarian office of one of the biggest advertising agencies in the world – Publicis. Kalina has an MA in Arts, PR and Advertising from Sofia University St. Kliment Ohridski. She was member of the jury of the Effie Bulgaria Awards, which are a standard for the most outstanding marketing communication works, in 2009, 2014, 2015 и 2016.

Gergana Georgieva is Corporate Communications Manager in MFG since 2019. She has over 20 years of experience in the field of public communications. She has worked on projects of Bulgarian and international companies from various business areas such as Coca-Cola HBC, Nestle Bulgaria, Carlsberg Bulgaria, HP, Microsoft, DSK Bank, Pioneer Investments, Sanoma Bliasak Bulgaria and National Geographic magazine, Galchev Holding, Siemens Healthcare, TV7, News7 and Super7, Helicon bookstores and many more. As part of Forum Film Bulgaria Gergana is behind the successful communication campaigns of many Disney, Universal, Paramount, MGM movie productions. Gergana is also part of the successful realization of the international festival of contemporary dance and performance One Dance Week in 2017 and 2018 - part of the program of Plovdiv European Capital of Culture 2019, and International Table Tennis Tournament 2017 ITTF World Tour Asarel Bulgaria Open - part of the tournaments of the International Table Tennis Federation.

Gergana has a Bachelor's Degree in Public Relations and a Master's Degree in Production and Creative Industry from the Faculty of Journalism and Mass Communication (FJMC) at Sofia University St. Kliment Ohridski. She has pursued a PhD at FJMC in the field of Internet culture. She is currently a master’s student of fintech, investments and finance. She is actively involved in volunteering and is also the co-founder of the Bulgarian Beer Church and a passionate cook and music lover.

Maria Handzhiyska is the head of the Compliance department on group level in MFG. She has been part of the holding since 2016, and for the last couple of years she has been dealing with regulatory compliance and application of regulations. Maria is an active part of the development of AML software to be used to implement group policy. She is a lawyer by profession holding a Master’s Degree in Law from University of National and World Economy. 

Her professional knowledge and experience in the sphere of Data protection compliance started in 2017 when she had the chance to deal with the project for the implementation of the GDPR regulation in the group of MFG. As an Data protection officer in the last 4 years she’s responsible for overseeing the MFG companies’s data protection strategy and its implementation to ensure compliance with GDPR requirements.

As Chief AML officer her professional focus falls on the internal systems and controls for AML&CFT prevention.

Radostin Bogdanov has been in the ranks of Smart IT, part of MFG, since 2013, and since 2015 he has been in the CTO position. His professional path passes through various large companies, and his expertise is in Data Warehousing, Software Design, Management, .NET Framework and Transact-SQL (T-SQL). In addition to his technical education, he holds a degree in business administration from Corvinus University of Budapest.

Velko Kamenov is part of the team of the Credit Risk and Cost Optimization Group Division in Management Financial Group in different periods since 2017, and is currently Group Division Director Strategic Analysis & Automated Solutions. He has a Bachelor's Degree in International Economic Relations from the University of National and World Economy, a Master’s Degree in Big Data Modelling in Economics and Finance from Sofia University St. Kliment Ohridski and a Professional Certificate in Data Science from HarvardX (an online learning initiative of Harvard University). He has worked at DSK Bank, Bloomberg TV, Bulgaria On Air. He is skilled in developing productive data science teams; predictive modelling and machine learning; reporting and report automation; statistical data analysis;  credit risk modelling; business analysis.