Management Financial Group (MFG) is an international financial institution with a global forward looking ambition.
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We have all happened to get support from a friend in the form of advice, service or a loan. We are sure that our friendship hides no surprises, but is this the reality of it?
Imagine you must react fast – you need to pay your bills, there is an Easter trip ahead or you are organizing your spring holidays with the kids. On top of it all, you are determined to finally fulfil your decade-long plans to repair your home.
As usual, such situations call for the help of your closest friend – the person who is always ready to lend a helping hand by offering advice, much needed assistance in rearranging the furniture, taking off the old wallpapers, tapping you on the shoulder and last but not least – borrowing you some cash. Your friend will simply smile and, as it has happened often in the past, will say: “How can I help you? How much money do you need?” It’s a huge temptation – your friend’s financial situation, if not better, is certainly a little better organized in time, space and their personal wallet.
Now, imagine the following hypothetical situation. You borrow some cash from Pepi to finally buy the larger TV set you’ve been dreaming of for so long. Pepi has always helped you, but every loan you’ve been getting from him has come with a couple of “hidden clauses” – every Saturday, you have to take care of his two kids, you’ve helped him take off the old wallpapers at his home, you chop his wood for the winter, you’ve had to water his plants that summer, when he decided to spend the holidays with his family at the seaside, and all sorts of other “small” chores. Hmm, did you really need to borrow those BGN 300 from him? It would have been so much easier if you had just taken the money from Easy Credit.
In 2019, videos from Easy Credit’s latest image campaign “Loans from Friends Hide Surprises” will remind of a comedy series with reality elements telling the story of friendship and the money that often stands in the way. The main characters are played by two friends and their families. One of them often asks his friends to borrow him some money and is always frustrated because eventually it turns out he has to return the favour. By showing you these various situations in our videos, we actually want to demonstrate that friendship exists in all shapes and sizes. There are friends who would ask you to accompany them in their attempt to climb Mount Everest, just because they once borrowed you some money. There are also those who will always be on your side, no matter what you ask them for, and will never find you unprepared – they will spare you worries about your kids and your dog and will prove that friendship is not always measured by the number of returned favours. When it comes to those friends, all accounts are square and relationships are clear. In other words – good loans, good friends!
Smart IT is a software development company with 12 years extensive experience in programming business-orientated solutions.
Our team of more than 70 experts (Software Developers, QA, BI, BA, IT Support, System Administration specialists and Project Managers) has far-reaching enterprise-level practice on constructing ERP, CRM, CMS and utility controls.
The software systems and IT support of Smart IT help 600 offices with 6 500 associates in the non-banking financial sector of Poland, Ukraine, Romania, Macedonia and Bulgaria, to serve 500 000 clients every day.
This market segment is focused on consumer lending through a commercial network of financial centers for issuing loans on spot, by phone, online or through a partner network as well as providing financing for micro and small business entities.
Building a commercial network is based on providing financial solutions for everyone who wants to receive instant funding corresponding to their needs and plans by accessing our products and services in convenient locations, over the phone or online. By offering business loans, we aim to support and develop the potential of small businesses, representing the backbone of every economy. Loan applicants are owners of family companies, entrepreneurs, as well as anyone who represents the micro and small business and needs fast and tailor-made financial solution for its growth.
As a group of companies, we aim at developing and offering financial products and services in line with the global trends of the dynamically developing world. In correspondence to our visions and entrepreneurial spirit, we consider creating financial technologies that benefit people as a part of our DNA code. In this market segment, we operate in the of card and mobile payment types, as well as online lending.
Home Collected Crediting segment lays on the implementation of personal approach by establishing personal relationships with clients, which results in better credit scoring and customer loyalty.
The operating process of this segment includes the identification and training of a large number of socially committed credit officers, called Credit Consultants (CC); reaching out to groups of low income people that are potentially creditworthy; identifying and assessing of customers’ projects and needs in collaboration with CC; finding the proper solution for the customers according to their credit scoring; providing personal assistance and consultancy; and following up on supervision and collection.
In general, Credit Consultants visit current and potential clients for credit consultancy and disbursement as well as for collection of installments.