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Our colleagues at iCredit Ukraine joined the annual Run under the Chestnut Trees marathon, which is held on the day the hero-city of Kiev celebrates its holiday. Every year, the marathon reminds citizens of congenital cardiac diseases and ways to solve them, attracting the attention of all Ukrainians and major media in the country.
The goal of the marathon is to collect charity funds for the Scientific Practical Medical Center for Child Cardiology and Cardiac Surgery with Ukraine’s Healthcare Ministry, where up to 3,000 children get treatment annually. Every year, about 5,000 kids with congenial cardiac abnormalities are born in the country. Although only 70% of those in need of emergency surgery can be treated in the Center, the number of saved lifes grows by the year. Meanwhile, the percentage of death cases during life-saving surgery has dropped 16 times for the past eight years!
The funds collected during the run for the Scientific Practical Medical Center for Child Cardiology and Cardiac Surgery were used to buy the latest high-quality medical equipment. The funds collected in 2010, for example, were invested in the first Artificial Heart device in Ukraine; in 2013, the money went to buy the third CS300 intra-aortic balloon pump, which maintains the blood pressure of young patients during surgery, while in 2018 it was invested in the first EnSite cardiac mapping system in Ukraine.
The competition was held for the 27th year in a row, traditionally attracting about 18,000 participants. The competition in itself is a collection of several runs for every taste. The marathon brought together people of all ages, professions, and companies, professionals, dog owners, visually impaired people, children and parents pushing baby prams.
Our colleagues at iCredit were also there, confident that their participation will become a tradition. “We are happy to support our youngest fellow-Ukrainians, because they are our future,” said Yaroslavl Milerov, iCredit Ukraine Marketing Manager.
As a follow up to the procedure, in June 3 2019, representatives of the company visited the Scientific Practical Medical Center for Child Cardiology and Cardiac Surgery to bring presents to the kids currently treated there, including a TV set, toys, and diapers for the youngest ones. Thus, kids will be able to watch cartoons all the time, and their mothers will be able to take a breath and spend some time away from their constant cares. Babies, on the other hand, will feel dry and comfortable. The benefactors were welcomed warmly in the centre and promised the children undergoing treatment there that they will soon bring new presents.
Future plans include purchasing professional medical equipment to allow the seamless and contemporary performance of manipulations in the center.
Peer-to-peer investment platforms are an intermediary between lending companies and individuals. Lending companies have the opportunity to provide individuals called investors with already granted loans for external investment. Thus both parties meet their interests – credit companies obtain fresh financing while private investors earn satisfactory return on their available funds. The intermediary platform receives remuneration in the form of a percentage of the investment transaction. The investment model gains thousands of followers worldwide for its easy and adaptive work style, open and clear investment policy.
As we grow and progress together, we follow technology trends and developments. We have our own unit for technological development of software and internal tools. We develop and maintain complex financial systems aiming to respond to diversified business models of the various companies in the holding.
As a group of companies, we aim to streamline the process of providing financial services – from lending to collecting overdue debts. Debt collection is an integral part of the credit process. We approach with responsibility and respect for customers who are in default. The process involves personal contact with the client and provision of an opportunity for repayment while observing good manners and relations.
This market segment is focused on consumer lending through a commercial network of financial centers for issuing loans on spot, by phone, online or through a partner network as well as providing financing for micro and small business entities.
Building a commercial network is based on providing financial solutions for everyone who wants to receive instant funding corresponding to their needs and plans by accessing our products and services in convenient locations, over the phone or online. By offering business loans, we aim to support and develop the potential of small businesses, representing the backbone of every economy. Loan applicants are owners of family companies, entrepreneurs, as well as anyone who represents the micro and small business and needs fast and tailor-made financial solution for its growth.
As a group of companies, we aim at developing and offering financial products and services in line with the global trends of the dynamically developing world. In correspondence to our visions and entrepreneurial spirit, we consider creating financial technologies that benefit people as a part of our DNA code. In this market segment, we operate in the of card and mobile payment types, as well as online lending.
Home Collected Crediting segment lays on the implementation of personal approach by establishing personal relationships with clients, which results in better credit scoring and customer loyalty.
The operating process of this segment includes the identification and training of a large number of socially committed credit officers, called Credit Consultants (CC); reaching out to groups of low income people that are potentially creditworthy; identifying and assessing of customers’ projects and needs in collaboration with CC; finding the proper solution for the customers according to their credit scoring; providing personal assistance and consultancy; and following up on supervision and collection.
In general, Credit Consultants visit current and potential clients for credit consultancy and disbursement as well as for collection of installments.