To build a global organization through:
  • Proactive approach and entrepreneurship
  • Focus on excellent results
  • Flexibility and respect for differences
To provide financial services for all through:
  • Responsible lending
  • Accessible financing
  • Variety and choice
To offer financial technologies for the benefit of people through:
  • Innovative solutions
  • Continuous improvement
  • Best customer experience



We build sustainable companies that are in harmony with society, nature and its employees.


We put our customers and employees at the center of all our activities because we believe that they are our most valuable resource.

Visionary spirit

We think and act with vigor in our business decisions. We never put limits on our imagination and this way we are able to achieve even the most challenging goals.