Management Financial Group (MFG) is an international financial institution with a global forward looking ambition.
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Prospect Capital is a non-banking financial institution whose objects of activity are provision of business and mortgage lending. The company aims to meet the needs of business and mortgage financing of legal entities and individuals. The amount of lending provided by the company starts from BGN 50 thousand and is intended to serve financial needs of small and medium-sized businesses in Bulgaria.
The quick and flexible approval process with initial credit opinion within 24 hours of application is among the competitive advantages of Prospect Capital. The company offers an individual examination of each loan application, as well as a wide range of acceptable securities/collateral ranking it among the preferred credit partners.
The Prospect Capital’s team of experts believes that in order to fulfill business and personal objectives, it is necessary to have a trusted partner able to provide financial resources without unnecessary bureaucracy, quickly and easily. This is a fundamental principle on which their mission and philosophy for developing the business model is based.
Sofia, Bulgaria, Hristo Botev Blvd. 28, fl. 3
Business Development & B2B Credits
Smart IT is a software development company with 12 years extensive experience in programming business-orientated solutions.
Our team of more than 70 experts (Software Developers, QA, BI, BA, IT Support, System Administration specialists and Project Managers) has far-reaching enterprise-level practice on constructing ERP, CRM, CMS and utility controls.
The software systems and IT support of Smart IT help 600 offices with 6 500 associates in the non-banking financial sector of Poland, Ukraine, Romania, Macedonia and Bulgaria, to serve 500 000 clients every day.
This market segment is focused on consumer lending through a commercial network of financial centers for issuing loans on spot, by phone, online or through a partner network as well as providing financing for micro and small business entities.
Building a commercial network is based on providing financial solutions for everyone who wants to receive instant funding corresponding to their needs and plans by accessing our products and services in convenient locations, over the phone or online. By offering business loans, we aim to support and develop the potential of small businesses, representing the backbone of every economy. Loan applicants are owners of family companies, entrepreneurs, as well as anyone who represents the micro and small business and needs fast and tailor-made financial solution for its growth.
As a group of companies, we aim at developing and offering financial products and services in line with the global trends of the dynamically developing world. In correspondence to our visions and entrepreneurial spirit, we consider creating financial technologies that benefit people as a part of our DNA code. In this market segment, we operate in the of card and mobile payment types, as well as online lending.
Home Collected Crediting segment lays on the implementation of personal approach by establishing personal relationships with clients, which results in better credit scoring and customer loyalty.
The operating process of this segment includes the identification and training of a large number of socially committed credit officers, called Credit Consultants (CC); reaching out to groups of low income people that are potentially creditworthy; identifying and assessing of customers’ projects and needs in collaboration with CC; finding the proper solution for the customers according to their credit scoring; providing personal assistance and consultancy; and following up on supervision and collection.
In general, Credit Consultants visit current and potential clients for credit consultancy and disbursement as well as for collection of installments.