Management Financial Group (MFG) is an international financial institution with a global forward looking ambition.
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An international expansion of the brand was initiated in the same year in Romania, and in 2018, the AXI Card model was replicated in Poland as well. Customer service has been provided through a call center as well as online through the brand’s website, social media, sms and chat. Since starting operations and launching the brand in Romania and Poland in the beginning of 2018 until Q1/2019, AXI Card could boast over 16,000 active customers of AXI Card in Romania and over 3,000 customers in Poland. Day-to-day efforts of local teams on both markets are the key generators of those ambitious results.
Bulgaria: Access Finance
Romania: Axi Finance IFN S.A.
Poland: Easy Payment Services OOD
Romania: 16 423 active clients as of Q1/2019
Poland: 3 643 active clients as of Q1/2019
Bulgaria: Sofia, Bulgaria, 1 Balsha Str.
Romania: Bulevardul Primăverii, Nr 19-21, Etaj 3, București 011972, Romania
Poland: Ul. Żurawia 22, Warszawa, Poland
Credit Cards & Digital BusinessCompany Size
Romania: 80 employees
Poland: 40 employees
Smart IT is a software development company with 12 years extensive experience in programming business-orientated solutions.
Our team of more than 70 experts (Software Developers, QA, BI, BA, IT Support, System Administration specialists and Project Managers) has far-reaching enterprise-level practice on constructing ERP, CRM, CMS and utility controls.
The software systems and IT support of Smart IT help 600 offices with 6 500 associates in the non-banking financial sector of Poland, Ukraine, Romania, Macedonia and Bulgaria, to serve 500 000 clients every day.
This market segment is focused on consumer lending through a commercial network of financial centers for issuing loans on spot, by phone, online or through a partner network as well as providing financing for micro and small business entities.
Building a commercial network is based on providing financial solutions for everyone who wants to receive instant funding corresponding to their needs and plans by accessing our products and services in convenient locations, over the phone or online. By offering business loans, we aim to support and develop the potential of small businesses, representing the backbone of every economy. Loan applicants are owners of family companies, entrepreneurs, as well as anyone who represents the micro and small business and needs fast and tailor-made financial solution for its growth.
As a group of companies, we aim at developing and offering financial products and services in line with the global trends of the dynamically developing world. In correspondence to our visions and entrepreneurial spirit, we consider creating financial technologies that benefit people as a part of our DNA code. In this market segment, we operate in the of card and mobile payment types, as well as online lending.
Home Collected Crediting segment lays on the implementation of personal approach by establishing personal relationships with clients, which results in better credit scoring and customer loyalty.
The operating process of this segment includes the identification and training of a large number of socially committed credit officers, called Credit Consultants (CC); reaching out to groups of low income people that are potentially creditworthy; identifying and assessing of customers’ projects and needs in collaboration with CC; finding the proper solution for the customers according to their credit scoring; providing personal assistance and consultancy; and following up on supervision and collection.
In general, Credit Consultants visit current and potential clients for credit consultancy and disbursement as well as for collection of installments.