Management Financial Group (MFG) is an international financial institution with a global forward looking ambition.
Go to about us »
Go to Portfolio »
Agency for Control of Outstanding Debts (ACOD) was acquired by Management Financial Group in 2016. The company operates in the field of buying-in and managing portfolios of outstanding debts. The company is registered with the BNB (Bulgarian National Bank) as a non-banking financial institution.
In recent years, ACOD has established itself as a reliable partner of financial institutions, utility companies and other legal entities by offering quality, speed and adequate solutions in the process of buying-in and collecting debts. Good communication practices at ACOD earn the respect of customers that the company communicates with every day.
High ethical standards that each employee at ACOD respects and apply to their daily work in their customer service provision put the company among the best companies operating in the field of collection business.
The company conducts its principal activities in Bulgaria, and in September 2018, it opened its first office outside the territory of the country – in Romania. The principal activity and mission of the Romanian company is to develop the opportunities for a more accessible market in the field of debt collection in the country, applying all good practices established in Bulgaria and adapting them to the specifics of the local market. This is just the first step in developing a stable network of company offices across Europe.
Sofia, ul. “Panayot Volov” 29, fl. 3
Smart IT is a software development company with 12 years extensive experience in programming business-orientated solutions.
Our team of more than 70 experts (Software Developers, QA, BI, BA, IT Support, System Administration specialists and Project Managers) has far-reaching enterprise-level practice on constructing ERP, CRM, CMS and utility controls.
The software systems and IT support of Smart IT help 600 offices with 6 500 associates in the non-banking financial sector of Poland, Ukraine, Romania, Macedonia and Bulgaria, to serve 500 000 clients every day.
This market segment is focused on consumer lending through a commercial network of financial centers for issuing loans on spot, by phone, online or through a partner network as well as providing financing for micro and small business entities.
Building a commercial network is based on providing financial solutions for everyone who wants to receive instant funding corresponding to their needs and plans by accessing our products and services in convenient locations, over the phone or online. By offering business loans, we aim to support and develop the potential of small businesses, representing the backbone of every economy. Loan applicants are owners of family companies, entrepreneurs, as well as anyone who represents the micro and small business and needs fast and tailor-made financial solution for its growth.
As a group of companies, we aim at developing and offering financial products and services in line with the global trends of the dynamically developing world. In correspondence to our visions and entrepreneurial spirit, we consider creating financial technologies that benefit people as a part of our DNA code. In this market segment, we operate in the of card and mobile payment types, as well as online lending.
Home Collected Crediting segment lays on the implementation of personal approach by establishing personal relationships with clients, which results in better credit scoring and customer loyalty.
The operating process of this segment includes the identification and training of a large number of socially committed credit officers, called Credit Consultants (CC); reaching out to groups of low income people that are potentially creditworthy; identifying and assessing of customers’ projects and needs in collaboration with CC; finding the proper solution for the customers according to their credit scoring; providing personal assistance and consultancy; and following up on supervision and collection.
In general, Credit Consultants visit current and potential clients for credit consultancy and disbursement as well as for collection of installments.