Management Financial Group (MFG) is an international financial institution with a global forward looking ambition.
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Are you passionate in building great products to challenge the status quo and bring freedom to people’s life?
Are you hungry for knowledge and enjoy constantly learning and doing more?
Are you acting fast and adapt easily to changing situations and priorities?
If your answer is ‘yes’ then you might be interested to read our job ad for a talented CTO at April Finance.
April Finance is part of Management Financial Group – a leading Bulgarian financial group specializing in the provision of non-banking financial services in Central and Eastern Europe. The group manages an extensive portfolio of successful endeavors in the field of consumer lending, financing of micro and small-sized enterprises, digital lending and other financial businesses models. The MFG companies employ more than 8300 employees and consultants in over 450 offices in Bulgaria, Ukraine, Romania, Poland, and Macedonia.
April is a human-centric, friendly mobile app for everyone who wants to operate with ease and transparency his personal finances in a totally seamless, digital way.
April is not a bank, but will do all the stuff you use your bank for in an easy, accessible and human way.
April is a client centric, top-end technology platform for contemporary living urbans, a smooth ecosystem where you can feel comfortable to organize your money, saving precious time for all the priceless moments in life.
April Finance environment is perfect for individuals:
• who thrive in dynamic, fast-paced, results oriented teams;
• who embrace conflict of ideas and like to question the status quo;
• who love challenge and anticipate questions and problems that may arise;
• who respect customers and exceed their expectations in every interaction with our product;
• who drive the digital transformation and make it happen in people’s everyday personal finances.
Main CTO Responsibilities:
We will attract you with:
MFG provides equal employment opportunities to all employees, and applicants for employment, and prohibits discrimination of any type with regard to ethnicity, religion, age, sex, national origin, disability status, sexual orientation, gender identity or expression, or any other protected characteristics. This policy applies to all terms and conditions of recruitment and employment. If you need any reasonable adjustments please let us know. We will be happy to help and look forward to hearing from you.
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Peer-to-peer investment platforms are an intermediary between lending companies and individuals. Lending companies have the opportunity to provide individuals called investors with already granted loans for external investment. Thus both parties meet their interests – credit companies obtain fresh financing while private investors earn satisfactory return on their available funds. The intermediary platform receives remuneration in the form of a percentage of the investment transaction. The investment model gains thousands of followers worldwide for its easy and adaptive work style, open and clear investment policy.
As we grow and progress together, we follow technology trends and developments. We have our own unit for technological development of software and internal tools. We develop and maintain complex financial systems aiming to respond to diversified business models of the various companies in the holding.
As a group of companies, we aim to streamline the process of providing financial services – from lending to collecting overdue debts. Debt collection is an integral part of the credit process. We approach with responsibility and respect for customers who are in default. The process involves personal contact with the client and provision of an opportunity for repayment while observing good manners and relations.
This market segment is focused on consumer lending through a commercial network of financial centers for issuing loans on spot, by phone, online or through a partner network as well as providing financing for micro and small business entities.
Building a commercial network is based on providing financial solutions for everyone who wants to receive instant funding corresponding to their needs and plans by accessing our products and services in convenient locations, over the phone or online. By offering business loans, we aim to support and develop the potential of small businesses, representing the backbone of every economy. Loan applicants are owners of family companies, entrepreneurs, as well as anyone who represents the micro and small business and needs fast and tailor-made financial solution for its growth.
As a group of companies, we aim at developing and offering financial products and services in line with the global trends of the dynamically developing world. In correspondence to our visions and entrepreneurial spirit, we consider creating financial technologies that benefit people as a part of our DNA code. In this market segment, we operate in the of card and mobile payment types, as well as online lending.
Home Collected Crediting segment lays on the implementation of personal approach by establishing personal relationships with clients, which results in better credit scoring and customer loyalty.
The operating process of this segment includes the identification and training of a large number of socially committed credit officers, called Credit Consultants (CC); reaching out to groups of low income people that are potentially creditworthy; identifying and assessing of customers’ projects and needs in collaboration with CC; finding the proper solution for the customers according to their credit scoring; providing personal assistance and consultancy; and following up on supervision and collection.
In general, Credit Consultants visit current and potential clients for credit consultancy and disbursement as well as for collection of installments.