Management Financial Group (MFG) is an international financial institution with a global forward looking ambition.
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Management Financial Group (MFG) is a holding company, uniting leading providers of non-bank financial services in Central and Eastern Europe. MFG manages a rich portfolio of successful business models in the field of consumer loans, loans for micro and small businesses, credit cards, blockchain-powered financial services, digital business and other alternative financial products and services.
MFG brings together companies with different experience, history and traditions. Some of the institutions in the structure of MFG are in the initial stage of their development, some are rapidly developing and growing, others are well established in their industry with over 14 years of experience. More than 7,700 employees and associates in nearly 450 offices in Bulgaria, Ukraine, Romania, Poland and Macedonia take care of our customers.
In addition, MFG is focused on developing and commercializing a comprehensive portfolio financial services, including deposits, lending, payments and investments.
Guided by its mission and vision of growth, MFG has ambitions to establish itself as one of the fastest growing providers of financial technology products and services to the people.
At Management Financial Group, we are guided by our mission to provide access to funding for all people. We are constantly proving that we are socially significant, socially responsible, and we are developing both economy and lives of our clients for the better with each of the companies in our group.
We work enthusiastically to become a leading and sustainable group of companies providing high-tech financial products and services for the benefit of consumers, employees and society. We share knowledge, experience, and various worldviews within our companies and set no boundaries so that we can achieve our goals together.
We develop financial and technology products and services for the benefit of people. We strive to keep them in tune with current demands of consumers, to meet their expectations, but also to offer a new experience unknown so far. We do not set limits on our imagination in order to achieve even the most unattainable goals. We think progressively and strategically, and our ultimate goal is for our ideas to be implemented, accepted and borrowed in the best possible way.
We have the ambition to establish ourselves as one of the fastest growing financial service providers in Central and Eastern Europe. We attract talents, invest in them, develop them, and turn them into ambassadors of our companies beyond our current geographical outlines. Many of the employees of the individual companies in the group have more than 10 years of experience in them, which contributes to the sustainable spirit of MFG and is a secure path to the future.
Peer-to-peer investment platforms are an intermediary between lending companies and individuals. Lending companies have the opportunity to provide individuals called investors with already granted loans for external investment. Thus both parties meet their interests – credit companies obtain fresh financing while private investors earn satisfactory return on their available funds. The intermediary platform receives remuneration in the form of a percentage of the investment transaction. The investment model gains thousands of followers worldwide for its easy and adaptive work style, open and clear investment policy.
As we grow and progress together, we follow technology trends and developments. We have our own unit for technological development of software and internal tools. We develop and maintain complex financial systems aiming to respond to diversified business models of the various companies in the holding.
As a group of companies, we aim to streamline the process of providing financial services – from lending to collecting overdue debts. Debt collection is an integral part of the credit process. We approach with responsibility and respect for customers who are in default. The process involves personal contact with the client and provision of an opportunity for repayment while observing good manners and relations.
This market segment is focused on consumer lending through a commercial network of financial centers for issuing loans on spot, by phone, online or through a partner network as well as providing financing for micro and small business entities.
Building a commercial network is based on providing financial solutions for everyone who wants to receive instant funding corresponding to their needs and plans by accessing our products and services in convenient locations, over the phone or online. By offering business loans, we aim to support and develop the potential of small businesses, representing the backbone of every economy. Loan applicants are owners of family companies, entrepreneurs, as well as anyone who represents the micro and small business and needs fast and tailor-made financial solution for its growth.
As a group of companies, we aim at developing and offering financial products and services in line with the global trends of the dynamically developing world. In correspondence to our visions and entrepreneurial spirit, we consider creating financial technologies that benefit people as a part of our DNA code. In this market segment, we operate in the of card and mobile payment types, as well as online lending.
Home Collected Crediting segment lays on the implementation of personal approach by establishing personal relationships with clients, which results in better credit scoring and customer loyalty.
The operating process of this segment includes the identification and training of a large number of socially committed credit officers, called Credit Consultants (CC); reaching out to groups of low income people that are potentially creditworthy; identifying and assessing of customers’ projects and needs in collaboration with CC; finding the proper solution for the customers according to their credit scoring; providing personal assistance and consultancy; and following up on supervision and collection.
In general, Credit Consultants visit current and potential clients for credit consultancy and disbursement as well as for collection of installments.