Management Financial Group (MFG) is an international financial institution with a global forward looking ambition.
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Throughout our lives, we all sign countless paper documents for all sorts of activities and services – when we start a new job, when we sign new subscription plans with mobile operators, when we buy household appliances, when we apply for credits to finance our education, home decoration, Christmas presents, family holidays…
You have probably wondered what happens to all those documents that you, your friends or family signed many years ago. Where do all these tons of paper go at a time when the world is growingly talking about ways to deal with global heating through resource optimization? Who needs to store so much forgotten information in cabinets forever?
We have the answer – there are legislative regulations obliging us to store various documents and the personal data they contain for a certain period of time (the periods vary depending on the various types of regulated relationships). However, it is up to the owners of these documents to decide what will happen to them once the specific deadlines pass.
We at Easy Credit strictly abide to all legislative regulations and act responsibly once the storage deadlines for all paper documents expire. Therefore, instead of disposing of all papers stored in our cabinets once the given terms have passed, we have decided to send some of them for recycling and organized the dispatch of over 7,000 kg of waste paper. In return, we got BGN 1,840. The company added another BGN 700 and we used the money to buy a total of 3,000 trees (spruce) that have been planted to create a small forest, our oxygen contribution to the resources used to combat harmful emissions in Sofia’s gasping atmosphere.
The first tree was planted by Easy Credit CEO Stephan Kolev with the help of friends, company employees and volunteers. The beautiful green forest, though young, already brings joy to the residents and visitors of the Vitosha natural park near the Boyana district. Meanwhile, everyone wondering what is going on with it is welcome to visit and see with their own eyes anytime of the year. You will recognize it by the sign: “3,000 trees from Easy Credit for a Greener Future”.
Peer-to-peer investment platforms are an intermediary between lending companies and individuals. Lending companies have the opportunity to provide individuals called investors with already granted loans for external investment. Thus both parties meet their interests – credit companies obtain fresh financing while private investors earn satisfactory return on their available funds. The intermediary platform receives remuneration in the form of a percentage of the investment transaction. The investment model gains thousands of followers worldwide for its easy and adaptive work style, open and clear investment policy.
As we grow and progress together, we follow technology trends and developments. We have our own unit for technological development of software and internal tools. We develop and maintain complex financial systems aiming to respond to diversified business models of the various companies in the holding.
As a group of companies, we aim to streamline the process of providing financial services – from lending to collecting overdue debts. Debt collection is an integral part of the credit process. We approach with responsibility and respect for customers who are in default. The process involves personal contact with the client and provision of an opportunity for repayment while observing good manners and relations.
This market segment is focused on consumer lending through a commercial network of financial centers for issuing loans on spot, by phone, online or through a partner network as well as providing financing for micro and small business entities.
Building a commercial network is based on providing financial solutions for everyone who wants to receive instant funding corresponding to their needs and plans by accessing our products and services in convenient locations, over the phone or online. By offering business loans, we aim to support and develop the potential of small businesses, representing the backbone of every economy. Loan applicants are owners of family companies, entrepreneurs, as well as anyone who represents the micro and small business and needs fast and tailor-made financial solution for its growth.
As a group of companies, we aim at developing and offering financial products and services in line with the global trends of the dynamically developing world. In correspondence to our visions and entrepreneurial spirit, we consider creating financial technologies that benefit people as a part of our DNA code. In this market segment, we operate in the of card and mobile payment types, as well as online lending.
Home Collected Crediting segment lays on the implementation of personal approach by establishing personal relationships with clients, which results in better credit scoring and customer loyalty.
The operating process of this segment includes the identification and training of a large number of socially committed credit officers, called Credit Consultants (CC); reaching out to groups of low income people that are potentially creditworthy; identifying and assessing of customers’ projects and needs in collaboration with CC; finding the proper solution for the customers according to their credit scoring; providing personal assistance and consultancy; and following up on supervision and collection.
In general, Credit Consultants visit current and potential clients for credit consultancy and disbursement as well as for collection of installments.